We offer Financial Planning in Each of these Core Areas

Retirement

• How much money will I need to retire?
• What is the best asset allocation strategy given market conditions?
• What is the viability of Social Security?

Investment Planning

• Investment policy statement
• Risk tolerance analysis
• Asset allocation

Budgeting and savings

• Set up a liquid emergency fund for contingencies
• Analyze your spending
• Establish a savings plan

Protection

• Life Insurance - What will happen in the event of my death?
• Disability Insurance - What will happen if I am unable to work?
• Long Term Care Insurance - What if I require home health or nursing home care?

Tax Analysis / Planning

• Am I paying too much income tax?
• Are there insurance and investment products to reduce my overall tax burden?
• Am I taking advantage of qualified plans?

Estate Tax Analysis / Planning

• Wills, (durable)Power-Of-Attorney, Living Wills - Getting your affairs in order!
• Trusts - Can I avoid inheritance taxes?

Education

• 529 College Savings Plan
• Coverdell Education Savings Account

Small Business Owners

• Group Health, Pension, and Profit Sharing Plans

Life Events

• Marriage, Birth, Home Purchase/Sale, Job Change, Divorce, Retirement, Inheritance, Savings Goals